WiseNewsBLog Editorial Team 
We live in the world of social media and it uses funny images, video clips, or emojis to express emotion digitally. These memes spread widely and rapidaly over the internet as people share them. You may be surprised to know that in this era of social media stocks or shares have memes too. Here we’ll … Read more
In personal finance, terms like disposable income and discretionary income are often used interchangeably. However, they have different meanings. In this article, we are going to define and differentiate these concepts and explore the significance of Disposable and discretionary income in personal financial management. 1. Understanding Disposable Income. Disposable income is the money left after … Read more
Planning for retirement is crucial if one wants to ensure a prosperous financial future. Many people plan for retirement, such as travel, time with loved ones, or hobbies. Proper preparation and planning are key to achieving a comfortable retirement. The “25x Rule of Retirement” is a reliable means of determining the amount of money you … Read more
Many of us think that wealth means having millions in bank accounts, villas, and luxurious cars but Schwab Wealth Survey 2023 reveals that real meaning of wealth goes far beyond having a lot of money. This survey is based upon an online study conducted by Charles Schwab & Co., Inc. on 1000 American adults of … Read more
“Fullz is the treasure trove,” said John Shier, security advisor at Sophos. In our digital world, our personal information holds immense value. You may surprise to know big IT companies like Meta, google is making millions and billions by using your data even after providing completely free services, because knowingly unknowingly you have provided permission … Read more
Biweekly pay periods are a common payment schedule used by many employers, offering employees the convenience of receiving paychecks every two weeks. However, when planning finances or budgeting, it’s essential to know the exact number of pay periods in a given year. In this article, we will explore How Many Biweekly pay periods there are … Read more
Our financial transactions are now remarkably quick and convenient, thanks to the environment we live in. Nevertheless, there is a murky area known as credit card dumping in addition to these improvements. This article will examine the terrifying facts of this unlawful practice, including how it occurs, the terrible effects it has, and the precautions … Read more
It’s no secret that managing personal finances can sometimes be challenging. With the rise of digital payment solutions, such as Afterpay, consumers have gained a convenient way to split their purchases into manageable installments. However, a common concern that arises is what happens if you fail to make payments? Can you go to jail for … Read more
‘Every person who graduates from school is financially illiterate’ This is a famous quote by Robert Kiyosaki. Financial knowledge is very important these times because of the easy availability of a variety of complex financial products to us. Financial ignorance may cost you so much as those who fail to understand the concept of interest … Read more
Investing is the only way to grow wealth and achieve financial goals. But is necessary to put the track on multiple diversified investments/stocks and this is the main headache related to investments. Here online Finance portfolio platforms come to play an important role, they make it easier than ever to manage your portfolio. One of … Read more