This category contains rich material/articles about Personal financial education & The Stock market to add value to the financial literacy of beginners.
Do you know The United States spends more on health care than any other country? Ever thought about turning your doctor bills into a money-saving adventure? Meet the superhero of your finances – the Health Savings Account (HSA)! It’s like planting money seeds for a future where you’re healthy and loaded. Here, we’ll explore how … Read more
Are you thinking about getting your degree while staying on campus🌟? Good news! Living on campus can help you save money while you go to school. In this article, we’ll look at why it’s a good idea to live on campus. It can make your education cheaper and give you access to school stuff. We’ll … Read more
A travel card is like a genie in a bottle, but instead of granting you three wishes, it helps you earn rewards on your purchases. You can use these rewards to get free or discounted flights, and hotel stays, or to pay for other travel-related expenses. There are different types of travel cards, such as … Read more
In a world where money disappears like magic, “frugal living” is a guardian for moms protecting their family’s cash. As a Mom you need a smart way to manage money like a safety net. In this article you learn frugal living tips and ways to save money for a frugal living mom, So you can … Read more
Okay, so you’re diving into the wild world of post-secondary education, and you’ve already been hit by the one-two punch of tuition fees and the staggering cost of textbooks. Ouch. But guess what? There’s a superhero move that can rescue your finances – living at home while enrolled in post secondary school or training can … Read more
Saving money is like resisting the attraction of a freshly baked batch of chocolate chip cookies – incredibly challenging but making you happy when succeed. So, gather around as I give you my money-saving wild, trick-filled adventures, complete with laugh-out-loud struggles and wins. What Struggles and Victories Have You Experienced When It Comes to Saving … Read more
Hey there 👋 Today, we’re going to talk about something super cool: the Biweekly Money Saving Challenge! 🎉 Imagine saving money while having fun – sounds amazing, right? Well, get ready, because we’re going to make saving money as easy as counting your ABCs. 😊 (Image Source:Freepik.com/ illustration: wisenewsblog.com) If you’ve ever stared at your … Read more
If you want to create a solid and diversified investment portfolio then you should understand the Investment Risk Pyramid approach. Don’t confuse it with other Ponzi money-making schemes like MLM Pyramid Schemes. The Investment risk pyramid is a well-proven investing strategy that graphically illustrates many investment possibilities and the levels of risk attached to each. … Read more
ESG Investing approach has gained significant popularity in recent years but still is a new concept for many newbies and individual investors. Those days are gone when investing is solely focused on returns and profits. This secret investing approach goes beyond just making profits and aims to generate returns that benefit investors as well as … Read more
In personal finance, terms like disposable income and discretionary income are often used interchangeably. However, they have different meanings. In this article, we are going to define and differentiate these concepts and explore the significance of Disposable and discretionary income in personal financial management. 1. Understanding Disposable Income. Disposable income is the money left after … Read more