Picture this: You’ve carefully planned your budget, cut back on daily lattes, and are diligently saving for that dream vacation. But wait, here comes Murphy’s Law to the party – “Anything that can go wrong will go wrong.” Buckle up because we’re about to dive into how does murphy’s law (anything that can go wrong … Read more
If you want to create a solid and diversified investment portfolio then you should understand the Investment Risk Pyramid approach. Don’t confuse it with other Ponzi money-making schemes like MLM Pyramid Schemes. The Investment risk pyramid is a well-proven investing strategy that graphically illustrates many investment possibilities and the levels of risk attached to each. … Read more
ESG Investing approach has gained significant popularity in recent years but still is a new concept for many newbies and individual investors. Those days are gone when investing is solely focused on returns and profits. This secret investing approach goes beyond just making profits and aims to generate returns that benefit investors as well as … Read more
We live in the world of social media and it uses funny images, video clips, or emojis to express emotion digitally. These memes spread widely and rapidaly over the internet as people share them. You may be surprised to know that in this era of social media stocks or shares have memes too. Here we’ll … Read more
In personal finance, terms like disposable income and discretionary income are often used interchangeably. However, they have different meanings. In this article, we are going to define and differentiate these concepts and explore the significance of Disposable and discretionary income in personal financial management. 1. Understanding Disposable Income. Disposable income is the money left after … Read more
Planning for retirement is crucial if one wants to ensure a prosperous financial future. Many people plan for retirement, such as travel, time with loved ones, or hobbies. Proper preparation and planning are key to achieving a comfortable retirement. The “25x Rule of Retirement” is a reliable means of determining the amount of money you … Read more
Many of us think that wealth means having millions in bank accounts, villas, and luxurious cars but Schwab Wealth Survey 2023 reveals that real meaning of wealth goes far beyond having a lot of money. This survey is based upon an online study conducted by Charles Schwab & Co., Inc. on 1000 American adults of … Read more
“Fullz is the treasure trove,” said John Shier, security advisor at Sophos. In our digital world, our personal information holds immense value. You may surprise to know big IT companies like Meta, google is making millions and billions by using your data even after providing completely free services, because knowingly unknowingly you have provided permission … Read more
Biweekly pay periods are a common payment schedule used by many employers, offering employees the convenience of receiving paychecks every two weeks. However, when planning finances or budgeting, it’s essential to know the exact number of pay periods in a given year. In this article, we will explore How Many Biweekly pay periods there are … Read more
Our financial transactions are now remarkably quick and convenient, thanks to the environment we live in. Nevertheless, there is a murky area known as credit card dumping in addition to these improvements. This article will examine the terrifying facts of this unlawful practice, including how it occurs, the terrible effects it has, and the precautions … Read more